Free guide · 15 pages · 5-minute read

Insurance, finally
in plain English.

Cover has become powerful, but technical. This free guide strips out the jargon and shows you how it actually works, how to think about risk, and how claims really get paid.

  • Written by an adviser, not a marketer
  • No jargon, no sales pitch, no cost
  • The stuff most people are never told
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The free guide

Make Insurance Relevant Again

A plain-English guide to cover, risk & claims

What you'll walk away knowing

Four chapters that make it click.

01

Understanding risk

The four ways to handle risk, and the single one insurance is actually for.

02

How insurance actually works

Risk pooling, explained simply. Once it clicks, the jargon disappears.

03

You are your biggest asset

Why your income matters more than your house, and the covers that protect it.

04

How claims really get paid

The only two reasons a claim is declined, so you are never one of them.

Plus a plain-English glossary that decodes every confusing term.

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A few things most people are never told

You are the asset.

Most people insure the car and the house, but not the thing that pays for both. Your income.

Only two reasons.

There are just two reasons a claim doesn't get paid. The guide shows you both, so you can avoid them.

It's just pooling.

Underneath the jargon, insurance is a simple idea. See how it works and the mystery disappears.

Daniel Fifita, Principal Adviser at ONA Insurance Brokers
10+years in life insurance

Who wrote it

"I wrote the plain-English version I wish everyone got before they bought cover."

Daniel Fifita

Principal Adviser · ONA Insurance Brokers

6leading NZ insurers
100%independent advice
5 minto read it

No download needed

Or just click through.

Two short, immersive walkthroughs you can read right here in the browser, no form, no PDF. They guide you slide by slide, then point you to a quick chat when it clicks.

Your free copy is one quick form away.

Five minutes of reading that changes how you see every insurance decision you'll ever make.