:root{--navy: #171931;--navy-700: #21243f;--navy-600: #2c2f4d;--gold: #C49B2C;--gold-soft: #d8b659;--sky: #93ABE6;--sky-soft: #b9c9ef;--cream: #F2F0EB;--white: #ffffff;--ink: #171931;--muted: #5b5e74;--line: rgba(23,25,49,.1);--maxw: 1200px;--radius: 22px;--radius-lg: 34px;--shadow: 0 18px 50px -24px rgba(23,25,49,.35);--shadow-soft: 0 12px 40px -28px rgba(23,25,49,.45);--ease: cubic-bezier(.22,.61,.36,1)}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:DM Sans,system-ui,-apple-system,sans-serif;color:var(--ink);background:var(--cream);line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}.wrap{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 28px}.eyebrow{font-size:.78rem;font-weight:500;text-transform:uppercase;letter-spacing:.18em;color:var(--gold);margin-bottom:18px}.eyebrow.on-dark{color:var(--gold-soft)}h1,h2,h3,h4{font-weight:500;line-height:1.1;letter-spacing:-.01em}h2.section-title{font-size:clamp(2rem,4vw,3.1rem);margin-bottom:18px}.lead{font-size:1.12rem;color:var(--muted);max-width:620px}.btn{display:inline-flex;align-items:center;gap:10px;font-weight:500;font-size:1rem;padding:15px 30px;border-radius:100px;transition:transform .35s var(--ease),box-shadow .35s var(--ease),background .25s;cursor:pointer;border:none}.btn svg{width:18px;height:18px;transition:transform .35s var(--ease)}.btn:hover svg{transform:translate(4px)}.btn-gold{background:var(--gold);color:var(--navy)}.btn-gold:hover{background:var(--gold-soft);transform:translateY(-2px);box-shadow:0 16px 30px -14px #c49b2cb3}.btn-navy{background:var(--navy);color:var(--white)}.btn-navy:hover{transform:translateY(-2px);box-shadow:var(--shadow)}.btn-ghost{background:transparent;color:var(--white);border:1.5px solid rgba(255,255,255,.3)}.btn-ghost:hover{background:#ffffff14;border-color:#fff9}.btn-outline{background:transparent;color:var(--navy);border:1.5px solid var(--line)}.btn-outline:hover{border-color:var(--navy);transform:translateY(-2px)}.logo-link{display:inline-flex;align-items:center;text-decoration:none;line-height:0}.logo-link :global(.logo-img){display:block;height:42px;width:auto;max-width:min(240px,42vw)}.footer .logo-link :global(.logo-img){height:36px}.nav{position:fixed;top:0;left:0;right:0;z-index:100;transition:background .4s var(--ease),box-shadow .4s,padding .4s;padding:22px 0}.nav-inner{display:flex;align-items:center;justify-content:space-between}.nav.scrolled{background:#171931eb;backdrop-filter:blur(14px);padding:14px 0;box-shadow:0 10px 40px -20px #00000080}.nav-links{display:flex;align-items:center;gap:38px}.nav-links a.navlink{color:#ffffffd1;font-size:.98rem;font-weight:400;position:relative;transition:color .25s}.nav-links a.navlink:after{content:"";position:absolute;left:0;bottom:-6px;height:2px;width:0;background:var(--gold);transition:width .3s var(--ease)}.nav-links a.navlink:hover,.nav-links a.navlink.active{color:#fff}.nav-links a.navlink:hover:after,.nav-links a.navlink.active:after{width:100%}@property --nav-border-angle{syntax: "<angle>"; initial-value: 0deg; inherits: false;}.nav-links a.navlink-featured{padding:6px 14px;color:#fff;border-radius:999px;background:#c49b2c1a;isolation:isolate}.nav-links a.navlink-featured:after{display:none}.nav-links a.navlink-featured:before{content:"";position:absolute;inset:0;border-radius:inherit;padding:1.5px;background:conic-gradient(from var(--nav-border-angle),transparent 0deg,var(--gold) 70deg,var(--gold-soft) 140deg,transparent 210deg);-webkit-mask:linear-gradient(#fff 0 0) content-box,linear-gradient(#fff 0 0);mask:linear-gradient(#fff 0 0) content-box,linear-gradient(#fff 0 0);-webkit-mask-composite:xor;mask-composite:exclude;animation:nav-featured-border 3.5s linear infinite;pointer-events:none}.nav-links a.navlink-featured:hover,.nav-links a.navlink-featured.active{color:var(--gold-soft)}@keyframes nav-featured-border{to{--nav-border-angle: 360deg}}@media(prefers-reduced-motion:reduce){.nav-links a.navlink-featured:before{animation:none;background:var(--gold);opacity:.65}}.nav .btn{padding:11px 24px}.nav-toggle{display:none;background:none;border:none;cursor:pointer;flex-direction:column;gap:5px}.nav-toggle span{width:26px;height:2px;background:#fff;border-radius:2px;transition:.3s}.hero{position:relative;background:var(--navy);color:#fff;padding:190px 0 140px;overflow:hidden}.blob{position:absolute;border-radius:50%;filter:blur(2px);opacity:.5}.blob-1{width:520px;height:520px;background:radial-gradient(circle at 30% 30%,rgba(147,171,230,.35),transparent 70%);top:-160px;right:-120px}.blob-2{width:460px;height:460px;background:radial-gradient(circle at 60% 40%,rgba(196,155,44,.28),transparent 70%);bottom:-200px;left:-140px}.arc{position:absolute;opacity:.9;z-index:1}.arc svg{display:block}.hero-grid{position:relative;z-index:3;display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center}.hero h1{font-size:clamp(2.7rem,6vw,4.6rem);line-height:1.04;letter-spacing:-.02em}.hero h1 .accent{color:var(--gold-soft)}.hero p.sub{margin:26px 0 38px;font-size:1.18rem;color:#ffffffbf;max-width:520px}.hero-cta{display:flex;gap:16px;flex-wrap:wrap}.hero-stats{display:flex;gap:40px;margin-top:58px}.hero-stats .stat .n{font-size:2.3rem;font-weight:500;color:#fff}.hero-stats .stat .l{font-size:.9rem;color:#fff9;letter-spacing:.02em}.hero-stats .stat .n .gold{color:var(--gold-soft)}.hero-card{position:relative;border-radius:var(--radius-lg);overflow:hidden;box-shadow:0 40px 80px -40px #000000b3;aspect-ratio:4/5}.hero-card img{width:100%;height:100%;object-fit:cover}.hero-carousel{width:100%}.hero-slides{position:relative;width:100%;height:100%}.hero-slide{position:absolute;inset:0;opacity:0;transform:scale(1.04);transition:opacity .85s ease,transform 1.1s ease}.hero-slide[data-active=true]{opacity:1;transform:scale(1);z-index:1}.hero-carousel-ui{position:absolute;left:22px;right:22px;bottom:118px;z-index:3;display:flex;align-items:center;justify-content:space-between;gap:12px}.hero-nav{width:38px;height:38px;border-radius:999px;border:1px solid rgba(255,255,255,.18);background:#1719318c;color:#fff;display:grid;place-items:center;cursor:pointer;backdrop-filter:blur(8px);transition:background .2s,border-color .2s}.hero-nav:hover{background:#171931d1;border-color:#c49b2c73}.hero-nav svg{width:18px;height:18px}.hero-dots{display:flex;gap:8px;align-items:center}.hero-dot{width:8px;height:8px;border-radius:999px;border:0;padding:0;background:#ffffff59;cursor:pointer;transition:transform .2s,background .2s}.hero-dot[aria-selected=true]{background:var(--gold-soft);transform:scale(1.15)}.hero-card .badge{z-index:2;position:absolute;bottom:22px;left:22px;right:22px;background:#171931c7;backdrop-filter:blur(10px);border:1px solid rgba(255,255,255,.12);border-radius:18px;padding:18px 20px;display:flex;align-items:center;gap:14px}.hero-card .badge .ic{width:42px;height:42px;border-radius:12px;flex:none;background:var(--gold);display:grid;place-items:center;color:var(--navy)}.hero-card .badge .ic svg{width:22px;height:22px}.hero-card .badge .t{font-size:.95rem;color:#fff;font-weight:500}.hero-card .badge .d{font-size:.8rem;color:#ffffffa6}.partners{background:var(--navy);padding:0 0 70px;color:#fff}.partners .label{text-align:center;font-size:.82rem;letter-spacing:.18em;text-transform:uppercase;color:#ffffff80;margin-bottom:34px}.partners-row{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:40px 48px;max-width:980px;margin:0 auto}.partner-logo{display:inline-flex;align-items:center;justify-content:center;height:52px;min-width:120px;opacity:.62;transition:opacity .3s}.partner-logo:hover{opacity:1}.partner-logo img{display:block;max-height:52px;max-width:170px;width:auto;height:auto;object-fit:contain}section.block{padding:110px 0;position:relative}.section-head{max-width:720px;margin:0 auto 60px;text-align:center}.section-head .lead{margin:0 auto}.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.svc-card{background:var(--white);border-radius:var(--radius);padding:38px 32px;border:1px solid var(--line);box-shadow:var(--shadow-soft);transition:transform .4s var(--ease),box-shadow .4s var(--ease);position:relative;overflow:hidden}.svc-card:before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .4s var(--ease)}.svc-card:hover{transform:translateY(-8px);box-shadow:var(--shadow)}.svc-card:hover:before{transform:scaleX(1)}.svc-ic{width:60px;height:60px;border-radius:16px;display:grid;place-items:center;background:var(--navy);color:var(--gold-soft);margin-bottom:24px}.svc-ic svg{width:28px;height:28px}.svc-card h3{font-size:1.45rem;margin-bottom:12px}.svc-card p{color:var(--muted);font-size:1rem;margin-bottom:20px}.svc-card ul{list-style:none;display:grid;gap:10px}.svc-card ul li{display:flex;align-items:center;gap:10px;font-size:.95rem;color:var(--ink)}.svc-card ul li svg{width:17px;height:17px;color:var(--gold);flex:none}.svc-link{display:inline-flex;align-items:center;gap:8px;margin-top:24px;color:var(--navy);font-weight:500;font-size:.95rem}.svc-link svg{width:16px;height:16px;transition:transform .3s var(--ease)}.svc-link:hover svg{transform:translate(4px)}.what-if-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-bottom:48px}.what-if-card{background:var(--white);border-radius:var(--radius);padding:32px 28px;border:1px solid var(--line);box-shadow:var(--shadow-soft);transition:transform .4s var(--ease),box-shadow .4s var(--ease),border-color .4s}.what-if-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#c49b2c59}.what-if-q{display:flex;align-items:flex-start;gap:16px;margin-bottom:14px}.what-if-ic{width:48px;height:48px;border-radius:14px;flex:none;background:var(--navy);color:var(--gold-soft);display:grid;place-items:center}.what-if-ic svg{width:24px;height:24px}.what-if-card h3{font-size:1.25rem;line-height:1.25;padding-top:4px}.what-if-impact{color:var(--muted);font-size:.98rem;margin-bottom:16px;padding-left:64px}.what-if-help{display:flex;align-items:flex-start;gap:10px;font-size:.94rem;font-weight:500;color:var(--navy);padding:14px 16px;border-radius:14px;background:var(--cream);margin-left:64px}.what-if-help svg{width:17px;height:17px;color:var(--gold);flex:none;margin-top:2px}.what-if-bridge{display:grid;grid-template-columns:1.4fr auto;gap:40px;align-items:center;background:linear-gradient(135deg,var(--navy) 0%,#1e2348 100%);border-radius:var(--radius-lg);padding:44px 48px;color:#fff;position:relative;overflow:hidden}.what-if-bridge:before{content:"";position:absolute;left:-60px;bottom:-80px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(147,171,230,.18) 0%,transparent 70%)}.what-if-bridge-copy{position:relative}.what-if-bridge-copy h3{font-size:clamp(1.4rem,2.5vw,1.85rem);margin-bottom:10px;color:#fff}.what-if-bridge-copy p{color:#ffffffb8;font-size:1.02rem;max-width:56ch;margin:0}.what-if-bridge-cta{display:flex;flex-direction:column;align-items:flex-start;gap:14px;position:relative;flex:none}.what-if-link{font-size:.94rem;color:#ffffffa6;font-weight:500;transition:color .25s}.what-if-link:hover{color:var(--gold-soft)}.talk-hero{padding-bottom:70px}.talk-flow{padding-top:0}.talk-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-bottom:48px}.talk-step{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:28px 24px;box-shadow:var(--shadow-soft)}.talk-step-n{display:inline-block;font-size:.82rem;font-weight:500;letter-spacing:.14em;color:var(--gold);margin-bottom:12px}.talk-step h3{font-size:1.15rem;margin-bottom:8px}.talk-step p{color:var(--muted);font-size:.96rem;margin:0}.talk-launch{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center;background:var(--white);border:1px solid var(--line);border-radius:var(--radius-lg);padding:44px;box-shadow:var(--shadow-soft);margin-bottom:28px}.talk-launch .lead{margin-bottom:22px}.talk-points{list-style:none;display:grid;gap:10px;margin-bottom:28px}.talk-points li{display:flex;align-items:center;gap:10px;font-size:.96rem;color:var(--ink)}.talk-points li svg{width:17px;height:17px;color:var(--gold);flex:none}.talk-launch-card{background:linear-gradient(160deg,var(--navy) 0%,#23264a 100%);border-radius:var(--radius);padding:32px 28px;color:#fff;text-align:center}.talk-launch-avatar{width:96px;height:96px;border-radius:50%;overflow:hidden;margin:0 auto 18px;border:3px solid rgba(196,155,44,.45)}.talk-launch-avatar img{width:100%;height:100%;object-fit:cover}.talk-launch-quote{font-size:1.02rem;line-height:1.5;color:#ffffffe0;margin-bottom:14px}.talk-launch-meta{font-size:.82rem;letter-spacing:.08em;text-transform:uppercase;color:#ffffff80}.talk-handoff{display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap;background:var(--cream);border:1px solid var(--line);border-radius:var(--radius);padding:28px 32px}.talk-handoff h3{font-size:1.25rem;margin-bottom:6px}.talk-handoff p{color:var(--muted);font-size:.98rem;margin:0;max-width:52ch}.why{background:var(--navy);color:#fff;position:relative;overflow:hidden}.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.why h2{color:#fff}.value-list{display:grid;gap:8px;margin-top:36px}.value-item{display:flex;gap:18px;padding:22px;border-radius:18px;transition:background .3s}.value-item:hover{background:#ffffff0a}.value-item .n{width:44px;height:44px;border-radius:12px;flex:none;display:grid;place-items:center;background:#c49b2c26;color:var(--gold-soft);font-weight:500}.value-item h4{font-size:1.15rem;margin-bottom:4px;color:#fff}.value-item p{color:#ffffffa6;font-size:.96rem}.why-visual{position:relative;border-radius:var(--radius-lg);overflow:hidden;aspect-ratio:3/4;box-shadow:var(--shadow)}.why-visual img{width:100%;height:100%;object-fit:cover}.adviser{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:center}.adviser-photo{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow);aspect-ratio:4/5}.adviser-photo img{width:100%;height:100%;object-fit:cover}.adviser blockquote{font-size:1.5rem;line-height:1.4;font-weight:500;letter-spacing:-.01em;margin:18px 0 24px}.adviser blockquote .gold{color:var(--gold)}.adviser .name{font-weight:500;font-size:1.1rem}.adviser .role{color:var(--muted);font-size:.95rem}.cta-band{padding:0 0 110px}.cta-inner{background:linear-gradient(135deg,var(--navy),#23264a);border-radius:var(--radius-lg);padding:70px 60px;position:relative;overflow:hidden;text-align:center;color:#fff}.cta-inner .glow{position:absolute;width:400px;height:400px;border-radius:50%;background:radial-gradient(circle,rgba(196,155,44,.3),transparent 70%);top:-150px;right:-80px}.cta-inner h2{font-size:clamp(2rem,4vw,3rem);margin-bottom:16px;position:relative}.cta-inner p{color:#ffffffbf;max-width:540px;margin:0 auto 34px;position:relative;font-size:1.1rem}.cta-inner .hero-cta{justify-content:center;position:relative}.footer{background:var(--navy);color:#fff;padding:80px 0 36px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding-bottom:50px;border-bottom:1px solid rgba(255,255,255,.1)}.footer .logo-link{margin-bottom:20px;display:inline-flex}.footer .blurb{color:#fff9;font-size:.96rem;max-width:320px}.footer h5{font-size:.82rem;text-transform:uppercase;letter-spacing:.14em;color:var(--gold-soft);margin-bottom:18px}.footer ul{list-style:none;display:grid;gap:12px}.footer ul a{color:#ffffffb3;font-size:.96rem;transition:color .25s}.footer ul a:hover{color:#fff}.footer-bottom{display:flex;justify-content:space-between;align-items:center;padding-top:28px;color:#ffffff80;font-size:.88rem;flex-wrap:wrap;gap:12px}.footer-bottom a{color:#fff9}.footer-bottom a:hover{color:#fff}.page-hero{background:var(--navy);color:#fff;padding:170px 0 90px;position:relative;overflow:hidden;text-align:center}.page-hero h1{font-size:clamp(2.4rem,5vw,3.8rem);margin-bottom:18px}.page-hero p{color:#ffffffb8;font-size:1.15rem;max-width:600px;margin:0 auto;position:relative;z-index:2}.crumbs{font-size:.85rem;color:#ffffff80;margin-bottom:20px;letter-spacing:.04em;position:relative;z-index:2}.crumbs a:hover{color:var(--gold-soft)}.svc-detail{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;margin-bottom:90px}.svc-detail:last-child{margin-bottom:0}.svc-detail.rev .svc-detail-media{order:2}.svc-detail-media{position:relative;border-radius:var(--radius-lg);overflow:hidden;box-shadow:0 24px 60px -24px #17193147;aspect-ratio:4/3;background:var(--navy)}.svc-detail-media:before{content:"";position:absolute;inset:0;z-index:1;pointer-events:none;background:linear-gradient(180deg,transparent 55%,rgba(23,25,49,.22) 100%)}.svc-detail-media.personal:before{background:linear-gradient(135deg,rgba(196,155,44,.12) 0%,transparent 45%),linear-gradient(180deg,transparent 72%,rgba(23,25,49,.14) 100%)}.svc-detail-media.business:before{background:linear-gradient(180deg,transparent 65%,rgba(23,25,49,.2) 100%)}.svc-detail-media:after{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;z-index:2;background:linear-gradient(180deg,var(--gold) 0%,var(--gold-soft) 100%)}.svc-detail-media img{width:100%;height:100%;object-fit:cover;object-position:center;transform:scale(1.01);transition:transform .6s var(--ease)}.svc-detail:hover .svc-detail-media img{transform:scale(1.04)}.svc-detail-media.personal img{object-position:center 38%}.svc-detail-media.business img{object-position:center 42%}.svc-detail-media.group img{object-position:center 30%}.svc-independence{padding-top:0}.svc-independence-card{background:linear-gradient(135deg,var(--navy) 0%,#1e2348 100%);color:#fff;border-radius:var(--radius-lg);padding:48px 56px;box-shadow:0 28px 70px -32px #17193173;position:relative;overflow:hidden}.svc-independence-card:before{content:"";position:absolute;right:-80px;top:-80px;width:280px;height:280px;border-radius:50%;background:radial-gradient(circle,rgba(196,155,44,.22) 0%,transparent 70%)}.svc-independence-card h2{font-size:clamp(1.6rem,3vw,2.2rem);margin-bottom:14px;max-width:28ch}.svc-independence-card p{color:#ffffffc7;max-width:62ch;margin:0}.svc-independence-card .eyebrow{color:var(--gold-soft)}.svc-detail .num{font-size:.9rem;color:var(--gold);font-weight:500;letter-spacing:.14em;text-transform:uppercase;margin-bottom:12px}.svc-detail h2{font-size:clamp(1.8rem,3.5vw,2.6rem);margin-bottom:16px}.svc-detail p{color:var(--muted);margin-bottom:22px}.pill-row{display:flex;flex-wrap:wrap;gap:10px}.pill{background:var(--white);border:1px solid var(--line);padding:10px 18px;border-radius:100px;font-size:.92rem;font-weight:500;display:inline-flex;align-items:center;gap:8px}.pill svg{width:15px;height:15px;color:var(--gold)}.svc-page-intro{padding-bottom:0}.cover-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:44px}.cover-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:32px;transition:transform .35s var(--ease),box-shadow .35s var(--ease)}.cover-card:hover{transform:translateY(-4px);box-shadow:0 24px 50px -28px #17193152}.cover-card .ic{width:48px;height:48px;border-radius:14px;background:#c49b2c1f;display:grid;place-items:center;margin-bottom:18px}.cover-card .ic svg{width:24px;height:24px;color:var(--gold)}.cover-card h3{font-size:1.2rem;margin-bottom:10px}.cover-card p{color:var(--muted);margin:0;font-size:.98rem}.faq-list{margin-top:28px}.read-next{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;background:var(--cream);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:16px;padding:26px 30px;margin-top:26px}.read-next .rn-tag{font-size:.74rem;text-transform:uppercase;letter-spacing:.14em;color:var(--gold);font-weight:500;margin:0 0 6px}.read-next .rn-title{font-weight:500;font-size:1.12rem;color:var(--navy);margin:0;max-width:52ch}.read-next .svc-link{margin-top:0;flex:none}.svc-cross{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:44px}.svc-cross a{display:block;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:32px;transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .35s var(--ease)}.svc-cross a:hover{transform:translateY(-4px);box-shadow:0 24px 50px -28px #1719314d;border-color:#c49b2c73}.svc-cross .num{font-size:.82rem;color:var(--gold);font-weight:500;letter-spacing:.14em;text-transform:uppercase;margin:0}.svc-cross h3{font-size:1.35rem;margin:8px 0 10px}.svc-cross p{color:var(--muted);margin:0;font-size:.96rem}.svc-cross .svc-link{margin-top:18px}.story{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}.story-media{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow);aspect-ratio:4/3}.story-media img{width:100%;height:100%;object-fit:cover}.stat-band{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:10px}.stat-band .stat{text-align:center;padding:30px 16px;background:var(--white);border-radius:var(--radius);border:1px solid var(--line)}.stat-band .stat .n{font-size:2.6rem;font-weight:500;color:var(--navy)}.stat-band .stat .n .gold{color:var(--gold)}.stat-band .stat .l{color:var(--muted);font-size:.92rem}.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:56px;align-items:start}.contact-info h2{font-size:2.2rem;margin-bottom:16px}.contact-info p.lead{margin-bottom:36px}.contact-item{display:flex;gap:16px;padding:20px 0;border-bottom:1px solid var(--line)}.contact-item .ic{width:48px;height:48px;border-radius:14px;background:var(--navy);color:var(--gold-soft);display:grid;place-items:center;flex:none}.contact-item .ic svg{width:22px;height:22px}.contact-item h4{font-size:1.05rem;margin-bottom:2px}.contact-item p,.contact-item a{color:var(--muted);font-size:.98rem}.contact-item a:hover{color:var(--navy)}.form-card{background:var(--white);border-radius:var(--radius-lg);padding:40px;box-shadow:var(--shadow-soft);border:1px solid var(--line)}.form-card h3{font-size:1.5rem;margin-bottom:6px}.form-card .fc-sub{color:var(--muted);margin-bottom:26px;font-size:.96rem}.field{margin-bottom:18px}.field label{display:block;font-size:.88rem;font-weight:500;margin-bottom:8px}.field input,.field select,.field textarea{width:100%;padding:14px 16px;border:1.5px solid var(--line);border-radius:12px;font-family:inherit;font-size:1rem;background:var(--cream);color:var(--ink);transition:border .25s,background .25s}.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold);background:#fff}.field textarea{resize:vertical;min-height:110px}.row-2{display:grid;grid-template-columns:1fr 1fr;gap:18px}.form-card .btn{width:100%;justify-content:center;margin-top:6px}.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.post-card{display:flex;flex-direction:column;background:var(--white);border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);box-shadow:var(--shadow-soft);transition:transform .4s var(--ease),box-shadow .4s 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.fp-media{position:relative;min-height:320px}.featured-post .fp-media svg{position:absolute;inset:0;width:100%;height:100%}.featured-post .fp-body{padding:48px;display:flex;flex-direction:column;justify-content:center}.featured-post h2{font-size:clamp(1.6rem,3vw,2.3rem);margin:12px 0 14px;line-height:1.18}.featured-post p{color:var(--muted);margin-bottom:24px}.article-hero{position:relative;overflow:hidden;background:var(--navy);color:#fff;padding:160px 0 70px}.article-hero .deco{position:absolute;inset:0;width:100%;height:100%;z-index:1;opacity:.9}.article-hero .wrap{position:relative;z-index:2}.article-hero .crumbs{margin-bottom:22px}.article-hero .post-tag{color:var(--gold-soft)}.article-hero h1{font-size:clamp(2.1rem,4.4vw,3.4rem);max-width:880px;margin-bottom:20px}.article-hero .standfirst{font-size:1.18rem;color:#ffffffc7;max-width:720px}.article-meta-bar{display:flex;align-items:center;gap:22px;margin-top:30px;font-size:.9rem;color:#ffffffa6;flex-wrap:wrap}.article-meta-bar .dot{width:4px;height:4px;border-radius:50%;background:#fff6}.article-body{max-width:760px;margin:0 auto;padding:70px 0 40px;font-size:1.08rem}.article-body>p{margin-bottom:22px;color:#33364d}.article-body h2{font-size:1.85rem;margin:48px 0 16px}.article-body h3{font-size:1.3rem;margin:32px 0 12px}.article-body ul,.article-body ol{margin:0 0 22px;padding-left:0;list-style:none;display:grid;gap:12px}.article-body ul li{display:flex;gap:12px;align-items:flex-start;color:#33364d}.article-body ul li:before{content:"";width:18px;height:18px;margin-top:4px;flex:none;border-radius:6px;background:#c49b2c2e url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C49B2C' stroke-width='3'%3E%3Cpath d='M5 12l4 4 10-10'/%3E%3C/svg%3E") center/12px no-repeat}.article-body ol{counter-reset:step}.article-body ol li{display:flex;gap:14px;align-items:flex-start;color:#33364d;counter-increment:step}.article-body ol 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td{border-bottom:none}.cost-table tr:nth-child(2n) td{background:var(--cream)}.pull{font-size:1.45rem;line-height:1.4;font-weight:500;color:var(--navy);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:28px 0;margin:36px 0}.pull .gold{color:var(--gold)}.faq-item{border-bottom:1px solid var(--line);padding:22px 0}.faq-item h3{margin:0 0 8px;font-size:1.15rem}.faq-item p{color:var(--muted);margin:0}.disclaimer{font-size:.86rem;color:var(--muted);background:var(--cream);border-radius:14px;padding:20px 24px;margin-top:40px}.author-row{display:flex;align-items:center;gap:16px;margin:44px 0 0;padding:24px 0;border-top:1px solid var(--line)}.author-row .av{width:56px;height:56px;border-radius:50%;object-fit:cover;flex:none}.author-row .nm{font-weight:500}.author-row .rl{font-size:.9rem;color:var(--muted)}.article-cta{background:var(--navy);color:#fff;border-radius:var(--radius-lg);padding:50px;text-align:center;margin:50px auto 0;max-width:760px;position:relative;overflow:hidden}.article-cta .glow{position:absolute;width:320px;height:320px;border-radius:50%;background:radial-gradient(circle,rgba(196,155,44,.28),transparent 70%);top:-120px;right:-60px}.article-cta h3{font-size:1.7rem;margin-bottom:12px;position:relative}.article-cta p{color:#ffffffbf;margin:0 auto 26px;max-width:460px;position:relative}.related{background:var(--cream)}@media(max-width:960px){.post-grid,.featured-post{grid-template-columns:1fr}.featured-post .fp-media{min-height:220px}.featured-post .fp-body{padding:34px}.article-cta{padding:40px 26px}}.reveal{opacity:0;transform:translateY(30px);transition:opacity .7s var(--ease),transform .7s var(--ease)}.reveal.in{opacity:1;transform:none}@media(max-width:960px){.hero-grid,.why-grid,.adviser,.svc-detail,.svc-detail.rev .svc-detail-media,.story,.contact-grid{grid-template-columns:1fr}.svc-detail.rev .svc-detail-media{order:0}.hero-card{max-width:440px;margin:0 auto}.hero-carousel-ui{bottom:132px}.svc-grid,.what-if-grid{grid-template-columns:1fr}.what-if-impact,.what-if-help{padding-left:0;margin-left:0}.what-if-bridge{grid-template-columns:1fr;padding:36px 28px}.talk-steps,.talk-launch{grid-template-columns:1fr}.talk-launch{padding:32px 24px}.footer-grid,.stat-band{grid-template-columns:1fr 1fr}.why-visual,.adviser-photo{max-width:460px;margin:0 auto}.cover-grid,.svc-cross{grid-template-columns:1fr}}@media(max-width:640px){.nav-links{position:fixed;inset:0 0 0 auto;width:78%;max-width:320px;background:var(--navy);flex-direction:column;align-items:flex-start;justify-content:center;gap:26px;padding:40px;transform:translate(100%);transition:transform .4s var(--ease);box-shadow:-20px 0 60px -20px #0009}.nav-links.open{transform:none}.nav-toggle{display:flex;z-index:101}.hero{padding:140px 0 90px}.hero-stats{gap:26px;flex-wrap:wrap}.row-2,.footer-grid{grid-template-columns:1fr}.stat-band{grid-template-columns:1fr 1fr}.cta-inner{padding:50px 26px}section.block{padding:80px 0}}